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CMA short answer
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<title>CMA — Important Section A Q&A</title>
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<h1>📚 Cost & Management Accounting (BMB207)<br>Important Section A Questions & Answers</h1>
<p style="text-align:center;color:#666;font-size:0.88em;">
  🟡 Yellow = 2024 Paper Question &nbsp;|&nbsp; ⚪ White = Important from Syllabus &nbsp;|&nbsp; 2 Marks each
</p>

<!-- UNIT I -->
<h2>📘 UNIT I — Management Accounting & Cost Concepts</h2>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q1. What is Activity-Based Costing (ABC)?</div>
  <div class="answer">Activity-Based Costing (ABC) is a costing method that assigns overhead costs to products/services based on the activities that drive those costs, rather than using a single overhead rate.<br><br>
  <b>Key idea:</b> Different products consume different activities → more accurate cost allocation.<br>
  <b>Example:</b> A product requiring more machine setups is charged more setup cost than a simpler product.</div>
</div>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q2. Explain the term Historical Cost and Sunk Cost.</div>
  <div class="answer"><b>Historical Cost:</b> The original cost at which an asset was purchased or an expense was incurred. It is recorded in books at the actual purchase price. Example: Machinery bought for ₹5,00,000 in 2020 is shown at ₹5,00,000.<br><br>
  <b>Sunk Cost:</b> A cost that has already been incurred and cannot be recovered regardless of future decisions. It is irrelevant for decision-making. Example: ₹2,00,000 spent on market research for a project already abandoned — this is a sunk cost.</div>
</div>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q3. What is a Cost Unit?</div>
  <div class="answer">A Cost Unit is a unit of product or service in relation to which costs are ascertained/measured. It is the basic unit for cost calculation.<br><br>
  <b>Examples:</b><br>
  • Steel industry → per tonne<br>
  • Hospital → per patient per day<br>
  • Transport → per kilometre<br>
  • Hotel → per room per night</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit I)</div>
  <div class="question">Q4. Define Management Accounting. How is it different from Financial Accounting?</div>
  <div class="answer"><b>Management Accounting:</b> The process of preparing reports and accounts that provide accurate and timely financial and statistical information to help managers make short-term and long-term decisions.<br><br>
  <b>Key Differences:</b><br>
  (1) Management Accounting is for internal users; Financial Accounting is for external users.<br>
  (2) Management Accounting is not legally mandatory; Financial Accounting is compulsory.<br>
  (3) Management Accounting focuses on future planning; Financial Accounting records past transactions.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit I)</div>
  <div class="question">Q5. What is Cost Control and Cost Reduction? State one difference.</div>
  <div class="answer"><b>Cost Control:</b> Keeping costs within pre-determined standards/budgets. It is a continuous process of monitoring and correcting costs. Example: Comparing actual material cost with standard cost.<br><br>
  <b>Cost Reduction:</b> Permanently reducing the per-unit cost of a product/service without affecting quality. It is a long-term improvement. Example: Using cheaper raw material of same quality.<br><br>
  <b>Difference:</b> Cost Control maintains standards; Cost Reduction improves/lowers the standards themselves.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit I)</div>
  <div class="question">Q6. What is a Cost Sheet? State its components.</div>
  <div class="answer">A Cost Sheet is a statement that shows the detailed cost of production for a given period. It presents costs in a systematic manner.<br><br>
  <b>Components (structure):</b><br>
  (1) Prime Cost = Direct Material + Direct Labour + Direct Expenses<br>
  (2) Works Cost = Prime Cost + Factory Overheads<br>
  (3) Cost of Production = Works Cost + Office Overheads<br>
  (4) Cost of Goods Sold = Cost of Production + Opening Stock – Closing Stock<br>
  (5) Total Cost (Cost of Sales) = Cost of Goods Sold + Selling & Distribution Overheads</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit I)</div>
  <div class="question">Q7. Differentiate between Fixed Cost and Variable Cost.</div>
  <div class="answer"><b>Fixed Cost:</b> Cost that remains constant regardless of the level of output/production. Example: Rent, salaries, insurance. Total fixed cost stays same; per unit fixed cost decreases as output increases.<br><br>
  <b>Variable Cost:</b> Cost that changes in direct proportion to the level of output. Example: Raw material, direct labour (piece rate), power. Total variable cost increases with output; per unit variable cost remains constant.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit I)</div>
  <div class="question">Q8. What is Overhead Cost? Give two examples.</div>
  <div class="answer">Overhead Cost (also called indirect cost) refers to all production costs that cannot be directly traced to a specific product or job. It includes indirect material, indirect labour, and indirect expenses.<br><br>
  <b>Examples:</b><br>
  (1) <b>Factory Overhead:</b> Factory rent, depreciation on machinery, electricity<br>
  (2) <b>Office Overhead:</b> Office salaries, stationery, telephone bills</div>
</div>

<!-- UNIT II -->
<h2>📗 UNIT II — CVP Analysis & Decision Making</h2>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q9. What is the Margin of Safety?</div>
  <div class="answer">Margin of Safety is the difference between actual/expected sales and the Break-Even Point (BEP). It shows how much sales can fall before the firm starts making a loss.<br><br>
  <b>Formula:</b><br>
  Margin of Safety = Actual Sales – Break-Even Sales<br>
  Margin of Safety Ratio = (Margin of Safety / Actual Sales) × 100<br><br>
  <b>Example:</b> If actual sales = ₹10,00,000 and BEP = ₹7,00,000, then MOS = ₹3,00,000 (30%)</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit II)</div>
  <div class="question">Q10. What is Marginal Cost? State its formula.</div>
  <div class="answer">Marginal Cost is the cost of producing one additional unit of output. In marginal costing, only variable costs are charged to products; fixed costs are treated as period costs.<br><br>
  <b>Formula:</b><br>
  Marginal Cost = Direct Material + Direct Labour + Direct Expenses + Variable Overheads<br><br>
  <b>Also:</b> Contribution = Sales – Marginal Cost<br>
  Profit = Contribution – Fixed Cost</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit II)</div>
  <div class="question">Q11. What is Break-Even Point (BEP)? Give its formula.</div>
  <div class="answer">Break-Even Point is the level of output/sales at which total revenue equals total cost — neither profit nor loss. Below BEP → loss; Above BEP → profit.<br><br>
  <b>Formulas:</b><br>
  BEP (in units) = Fixed Cost / Contribution per unit<br>
  BEP (in ₹) = Fixed Cost / P/V Ratio<br><br>
  <b>Example:</b> Fixed Cost = ₹1,00,000; Contribution per unit = ₹25<br>
  BEP = 1,00,000 / 25 = <b>4,000 units</b></div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit II)</div>
  <div class="question">Q12. What is Profit-Volume (P/V) Ratio? State its formula.</div>
  <div class="answer">P/V Ratio (Profit-Volume Ratio) measures the relationship between contribution and sales. It shows what percentage of each rupee of sales contributes towards fixed costs and profit.<br><br>
  <b>Formula:</b><br>
  P/V Ratio = (Contribution / Sales) × 100<br>
  Or = (Change in Profit / Change in Sales) × 100<br><br>
  <b>Higher P/V ratio = Better profitability</b><br>
  <b>Example:</b> Sales = ₹5,00,000; Contribution = ₹2,00,000 → P/V Ratio = 40%</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit II)</div>
  <div class="question">Q13. What is Key Factor (Limiting Factor) in decision making?</div>
  <div class="answer">A Key Factor (also called Limiting Factor or Scarce Factor) is a resource that is in short supply and limits the output of the business. It constrains the production volume.<br><br>
  <b>Examples of key factors:</b> Limited raw material, machine hours, labour hours, cash, or market demand.<br><br>
  <b>Decision rule:</b> When a key factor exists, products should be ranked by <b>Contribution per unit of key factor</b> (not total contribution) to maximize profit.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit II)</div>
  <div class="question">Q14. What is Make or Buy Decision?</div>
  <div class="answer">Make or Buy Decision is a management decision whether to manufacture a component/product in-house or purchase it from an outside supplier.<br><br>
  <b>Decision rule:</b><br>
  • If <b>Marginal Cost of making < Purchase price</b> → Make it (in-house)<br>
  • If <b>Purchase price < Marginal Cost of making</b> → Buy it (outsource)<br><br>
  Fixed costs are ignored unless they can be avoided. Qualitative factors like quality control and supply reliability also matter.</div>
</div>

<!-- UNIT III -->
<h2>📙 UNIT III — Budgets & Budgetary Control</h2>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q15. Define Zero-Based Budgeting (ZBB).</div>
  <div class="answer">Zero-Based Budgeting is a budgeting method where every expense must be justified from scratch for each new period, starting from a "zero base." Past budgets are not used as a starting point.<br><br>
  <b>Key features:</b><br>
  (1) Every activity is re-evaluated each period.<br>
  (2) Resources are allocated based on need and priority, not history.<br>
  (3) Eliminates unnecessary/wasteful spending.<br><br>
  <b>Used by:</b> Government departments, NGOs, and corporations wanting cost efficiency.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit III)</div>
  <div class="question">Q16. Differentiate between Fixed Budget and Flexible Budget.</div>
  <div class="answer"><b>Fixed (Static) Budget:</b> A budget prepared for a single level of activity that does not change with actual output. Suitable when output can be predicted accurately. Example: Office rent budget.<br><br>
  <b>Flexible Budget:</b> A budget that adjusts/changes with the actual level of activity/output. It shows budgeted costs at different output levels. More useful for control and comparison with actual results.<br><br>
  <b>Key difference:</b> Fixed Budget is rigid; Flexible Budget adjusts to actual activity level.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit III)</div>
  <div class="question">Q17. What is Budgetary Control? State its objectives.</div>
  <div class="answer">Budgetary Control is the process of establishing budgets, comparing actual performance with budgeted figures, and taking corrective action on variances.<br><br>
  <b>Objectives:</b><br>
  (1) Planning future activities systematically.<br>
  (2) Coordinating different departments.<br>
  (3) Controlling costs by comparing actual vs budgeted.<br>
  (4) Motivating employees to achieve targets.<br>
  (5) Evaluating departmental performance.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit III)</div>
  <div class="question">Q18. What is a Master Budget?</div>
  <div class="answer">A Master Budget is a comprehensive budget that consolidates all functional budgets (sales, production, purchases, overheads, cash) into one overall plan for the organization.<br><br>
  It consists of:<br>
  (1) <b>Operating Budget:</b> Sales budget, Production budget, Cost budget<br>
  (2) <b>Financial Budget:</b> Cash budget, Budgeted Balance Sheet, Budgeted P&L<br><br>
  It gives the complete financial picture of the organization for the budget period.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit III)</div>
  <div class="question">Q19. What is a Cash Budget? Why is it important?</div>
  <div class="answer">A Cash Budget is a statement showing estimated cash receipts and cash payments for a future period. It helps management plan cash inflows and outflows.<br><br>
  <b>Importance:</b><br>
  (1) Identifies future cash shortages in advance.<br>
  (2) Helps plan borrowing requirements.<br>
  (3) Ensures liquidity — firm can meet its obligations.<br>
  (4) Avoids idle cash — surplus can be invested.</div>
</div>

<!-- UNIT IV -->
<h2>📕 UNIT IV — Standard Costing & Variance Analysis</h2>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q20. What is Material Price Variance (MPV)?</div>
  <div class="answer">Material Price Variance is the difference between the standard price and actual price paid for the actual quantity of material purchased/used.<br><br>
  <b>Formula:</b><br>
  MPV = (Standard Price – Actual Price) × Actual Quantity<br><br>
  <b>Favourable (F):</b> Actual price < Standard price (cost saving)<br>
  <b>Adverse (A):</b> Actual price > Standard price (overspending)<br><br>
  <b>Example:</b> Standard price = ₹10/kg, Actual price = ₹12/kg, Actual qty = 500 kg<br>
  MPV = (10 – 12) × 500 = –₹1,000 (Adverse)</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit IV)</div>
  <div class="question">Q21. What is Standard Costing? State its advantages.</div>
  <div class="answer">Standard Costing is a cost control technique where predetermined (standard) costs are set for products/processes and compared with actual costs to identify variances.<br><br>
  <b>Advantages:</b><br>
  (1) Helps in cost control by identifying variances.<br>
  (2) Useful for budgeting and planning.<br>
  (3) Simplifies accounting and stock valuation.<br>
  (4) Motivates employees by setting performance targets.<br>
  (5) Helps in fixing selling prices.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit IV)</div>
  <div class="question">Q22. What is Material Usage Variance (MUV)? Give its formula.</div>
  <div class="answer">Material Usage Variance is the difference between the standard quantity of material that should have been used for actual production and the actual quantity used, valued at standard price.<br><br>
  <b>Formula:</b><br>
  MUV = (Standard Qty – Actual Qty) × Standard Price<br><br>
  <b>Favourable:</b> Actual qty used < Standard qty (less material used)<br>
  <b>Adverse:</b> Actual qty used > Standard qty (more material used)<br><br>
  <b>Note:</b> Total Material Cost Variance = MPV + MUV</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit IV)</div>
  <div class="question">Q23. What is Sales Price Variance? Give its formula.</div>
  <div class="answer">Sales Price Variance is the difference between actual selling price and standard selling price, for the actual quantity sold.<br><br>
  <b>Formula:</b><br>
  Sales Price Variance = (Actual Price – Standard Price) × Actual Quantity Sold<br><br>
  <b>Favourable:</b> Actual price > Standard price<br>
  <b>Adverse:</b> Actual price < Standard price<br><br>
  <b>Example:</b> Standard price = ₹50, Actual price = ₹45, Qty sold = 1,000 units<br>
  SPV = (45 – 50) × 1,000 = –₹5,000 (Adverse)</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit IV)</div>
  <div class="question">Q24. What is Sales Volume Variance?</div>
  <div class="answer">Sales Volume Variance measures the effect on profit/contribution due to the difference between actual sales quantity and budgeted sales quantity.<br><br>
  <b>Formula:</b><br>
  Sales Volume Variance = (Actual Qty – Budgeted Qty) × Standard Profit (or Contribution) per unit<br><br>
  <b>Favourable:</b> Actual qty > Budgeted qty<br>
  <b>Adverse:</b> Actual qty < Budgeted qty</div>
</div>

<!-- UNIT V -->
<h2>📓 UNIT V — Process Costing, Target Costing, Life Cycle, Quality & ABC</h2>

<div class="q-block">
  <div class="meta">⭐ 2024 Paper</div>
  <div class="question">Q25. List two categories of Quality Costs under Quality Costing.</div>
  <div class="answer">Quality Costs are costs associated with preventing, detecting, and correcting poor quality. Four categories exist:<br><br>
  (1) <b>Prevention Costs:</b> Costs incurred to prevent defects from occurring. Example: Quality training, process improvement, product design review.<br><br>
  (2) <b>Appraisal Costs:</b> Costs incurred to detect defects before delivery to customer. Example: Inspection, testing, quality audits.<br><br>
  (Other two: Internal Failure Costs + External Failure Costs)</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit V)</div>
  <div class="question">Q26. What is Target Costing?</div>
  <div class="answer">Target Costing is a pricing strategy where the selling price is first determined by the market, and then the maximum allowable cost is calculated by subtracting the desired profit margin.<br><br>
  <b>Formula:</b><br>
  Target Cost = Market Price – Desired Profit<br><br>
  <b>Example:</b> Market price = ₹500; Desired profit = ₹100 → Target Cost = ₹400. The company must design and produce the product within ₹400.<br><br>
  <b>Key point:</b> Cost is determined by market, not the other way around.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit V)</div>
  <div class="question">Q27. What is Life Cycle Costing?</div>
  <div class="answer">Life Cycle Costing (LCC) tracks and accumulates the costs (and revenues) of a product over its entire life — from design/development to withdrawal from market.<br><br>
  <b>Stages:</b> Introduction → Growth → Maturity → Decline<br><br>
  <b>Importance:</b> Helps managers understand the total cost over a product's life and make better pricing, design, and investment decisions. Costs committed at design stage are 80–85% of total life cycle costs.</div>
</div>

<div class="q-block new">
  <div class="meta imp">🔴 Important — Syllabus (Unit V)</div>
  <div class="question">Q28. What is Normal Loss and Abnormal Loss in Process Costing?</div>
  <div class="answer"><b>Normal Loss:</b> The expected/unavoidable loss inherent in the production process. It is anticipated and budgeted for. Its cost is absorbed by the remaining good output.<br>
  <b>Example:</b> 5% loss in chemical processing is normal.<br><br>
  <b>Abnormal Loss:</b> Loss over and above the normal expected loss — unexpected and undesirable. It is valued at the same rate as good output and debited to Costing P&L as a loss.<br>
  <b>Example:</b> Loss due to machine breakdown or careless h